Charles Schwab taking over TD-Ameritrade is creating disruptions, whether they will be catastrophic remains to be seen. Schwab has given lip-service to the whole "nothing is going to change", "you are valued clients because what else are they going to say, "you guys are so screwed?" That would have us rats fleeing the sinking ship, taking our financial assets with us.
In my area, they closed the TD-Ameritrade offices. The few times I have had to go to a Schwab office for various things like a wire transfer which was time-sensitive; they screwed it up so bad. They are not familiar w/ TD-Ameritrade forms or with dealing with TD-Ameritrade departments (whose manpower has been greatly reduced). The glimpses that I have gotten to how this 'merger' is going has not given me a 'warm and fuzzy'. There is definitely no love lost amongst the Schwab employees for TD-Ameritrade or nor do they feel any great need to accommodate TD-Ameritrade clients.
I love TOS. Right now, I am hanging on waiting to see if there comes an outcome in a format that I can live with. But knowing that might not be the case, I have slowly been migrating my studies and strategies to TradeStation.
stated, times are a changing. They may have done you a service, you might not want to be on the Titanic that we are riding on at the moment. It will be rough seas ahead. We can hope for the best, but it behooves us to prepare for the worst.
Just IMHO. Good luck to you.